Smart Banking: User Characteristics and Their Effects on the Usage of Emerging Banking Applications
C. Röcker, D. Kaulen, International Journal of Virtual Worlds and Human Computer Interaction 2 (2014) 83–91.

cLike a Family Member Who Takes Care of Med 3 User Anthropomorphic Representations and Trustworthiness of Smart Home Environments
O. Sack, C. Röcker, International Journal of Virtual Worlds and Human Computer Interaction 2 (2014) 28–36.